Keep 40% More of Every B2B Transaction—Starting Today!
Keep 40% More of Every B2B B2G Transaction—Starting Today!
Automatically qualify for Level 3 interchange rates and stop overpaying banks on corporate and government sales.
| BBB A+ Rated
| Trusted by Government Vendors
| 500+ B2B Companies Served
OUR PARTNERS
Why Choose Interchange Pros For Your B2B/B2Government Payments
We help businesses like yours stop overpaying on processing fees and keep more profit from every transaction.
Lower Fees
Automatically
Reduce your interchange costs by up to 40% without renegotiating rates. Our system qualifies your transactions for Level 3 rates instantly.
Zero Manual
Work Required
Our system captures Level 3 data in the background—you process payments exactly as you do today. No training, no workflow changes, no added complexity.
Government Compliant from Day One
Meet purchasing card requirements for federal, state, and municipal contracts without added effort. Your transactions automatically include the data government agencies require.
Keep More of What You Earn
On $150,000 per month in Credit Card volume, our program savings would put an average of $30,000 per year back in your business. With ZERO upfront cost, new clients see ROI immediately.
The Hidden Tax on B2B and B2Gov’t Transactions
Every time you process a corporate or government credit card, your payment gateway sends minimal transaction data to the bank.
Without detailed line-item information, the bank flags it as “high-risk” and charges you Level 1 retail rates—even though your customer is a business, not a consumer.
How Interchange Pros Works
3 steps to lower your processing costs—without disrupting your business.
One-Time
Setup
We integrate with your existing payment gateway and invoicing system. No need to renegotiate contracts, or change how you accept payments. Setup takes days, not months.
Automatic Data
Capture
Our system captures Level 3 data—SKUs, line items, tax amounts, and customer codes—directly from your invoices and injects it into every transaction automatically. You process payments exactly as you do today.
Instant Rate
Optimization
Banks recognize the enhanced data, qualify your transactions for Level 3 rates, and your fees drop immediately. Most clients see optimized rates within their first billing cycle—typically 30 days.
One-Time
Setup
We integrate with your existing payment gateway and invoicing system. No need to switch processors, renegotiate contracts, or change how you accept payments. Setup takes days, not months.
Automatic Data
Capture
Our system captures Level 3 data—SKUs, line items, tax amounts, and customer codes—directly from your invoices and injects it into every transaction automatically. You process payments exactly as you do today.
Instant Rate
Optimization
Banks recognize the enhanced data, qualify your transactions for Level 3 rates, and your fees drop immediately. Most clients see optimized rates within their first billing cycle—typically 30 days.
Is Level 3 Optimization Right for Your Business?
3 steps to lower your processing costs—without disrupting your business.
This Is For You If:
✓ You process $50,000 or more per month in B2B or government transactions
✓ You accept corporate cards, purchasing cards, or government payment cards
✓ You currently key in transactions or use card-not-present processing
✓ You operate in industries like wholesale, manufacturing, government supply, healthcare, or professional services
✓ You’re tired of losing profit to unnecessary processing fees
✓ You want lower fees without switching processors or changing your workflow
Industries That Benefit Most from Level 3 Optimization
Direct B2B sales and distribution channels benefit most from Level 3 data.
Optimize high-ticket medical supply and equipment transactions.
Law firms, accounting, and consulting agencies processing corporate payments.
Specialized interchange categories for energy and fuel distributors.
Lower fees on heavy machinery and industrial tool sales.
Government spending requires high-level data transparency for lower rates.
Slash fees on heavy equipment and bulk material orders.
Corporate events and group booking processing optimization.
Commercial waste services often qualify for significant rate reductions.
Direct B2B sales and distribution channels.
"Interchange Pros saved us $45,000 in just three months. The setup was seamless, and we saw lower rates immediately. This was the easiest ROI we've ever achieved."
"They lowered my costs to accept Purchasing Cards from the VA by 38%, as they said they would. I highly recommend them!"
"We process payments for government contracts, and Interchange Pros made Level 3 compliance effortless. Our monthly processing fees dropped by over $8,000—money that goes straight to our bottom line."
"Fantastic, professional customer service! Quick and accurate funding! Efficient credit card processing platform."
"I can only say good things about Interchange Pros. We have reached out to them on more than one occasion and they always get right back to us and address any of our questions. They are extremely professional and very helpful."
"Interchange Pros saved us $45,000 in just three months. The setup was seamless, and we saw lower rates immediately. This was the easiest ROI we've ever achieved."
"They lowered my costs to accept Purchasing Cards from the VA by 38%, as they said they would. I highly recommend them!"
"We process payments for government contracts, and Interchange Pros made Level 3 compliance effortless. Our monthly processing fees dropped by over $8,000—money that goes straight to our bottom line."
"Fantastic, professional customer service! Quick and accurate funding! Efficient credit card processing platform."
"I can only say good things about Interchange Pros. We have reached out to them on more than one occasion and they always get right back to us and address any of our questions. They are extremely professional and very helpful."
About Interchange Pros
At Interchange Pros, we do one thing and we do it well—help B2B and government merchants stop overpaying on credit card processing. Our technology automatically handles Level 3 data transmission behind the scenes, so you qualify for lower interchange rates without lifting a finger.
See Your Exact Savings in 60 Seconds
Schedule a free consultation with our team. We’ll analyze your current processing costs and show you exactly how much you could be saving every month—no obligations, no sales pressure.
Most businesses discover they're losing $3,000–$8,000 per month to unnecessary interchange fees. Find out what your number is.
✓ No Long-Term Contracts
✓ No Processor Changes Required
✓ Setup Typically Complete in 30 Days
✓ BBB A+ Rated Company
1. We Review Your Info
Our team calculates your potential savings based on your volume and industry.
2. We Call Within 24 Hours
A specialist contacts you to discuss your specific situation—no sales pitch.
3. You Get Your Savings Report
See exactly how much you’re overpaying and what your optimized rates look like.
Frequently Asked Questions
Everything you need to know about Level 3 processing optimization.
No. Interchange Pros integrates with your existing payment gateway. You keep your current processor, contracts, and rates—we simply optimize the data being transmitted to qualify you for lower interchange fees.
Not at all. Your team processes payments exactly as they do today. Our system works in the background to capture and format Level 3 data automatically. There's no training required and no change to your daily operations.
Most clients see optimized rates within their first full billing cycle—typically 30 days after integration. The setup itself usually takes 1-2 weeks depending on your existing system.
Our system is designed to work with the data you already collect. In most cases, your invoicing software already contains the required information (SKUs, line items, tax amounts)—we just format and transmit it properly to the bank.
Absolutely. Level 3 processing is the industry-standard method for B2B and government transactions, established by Visa and Mastercard. We're simply ensuring your transactions are categorized correctly according to their own interchange guidelines. We're BBB A+ rated and trusted by government vendors nationwide.
Level 3 optimization is specifically designed for B2B and government transactions. If most of your volume is retail/consumer sales, you may not see significant savings. Our free consultation will help determine if you're a good fit based on your transaction mix.
Pricing is customized based on your monthly transaction volume and current processing setup. Most clients see positive ROI within the first 30 days, and our fees are typically a fraction of the savings we generate. We provide transparent pricing during your free consultation—no hidden fees or surprises.
No. We don't believe in locking clients into lengthy contracts. Our clients stay because we deliver consistent savings, not because they're contractually obligated. Terms are discussed during your consultation based on your specific needs.
Corporate cards, purchasing cards (P-cards), business cards, and government payment cards all qualify for Level 3 rates when the proper data is transmitted. Consumer credit and debit cards do not qualify, which is why this solution is specifically for B2B and B2G merchants.
No. The payment experience remains identical for your customers. They swipe, dip, or enter their card information exactly as before. The Level 3 data capture happens entirely on the backend—your customers won't see or experience any changes.
Important Links
Contact
Info@interchangpros.com
738 Smithtown Bypass #100, Smithtown, NY 11787, United States
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